Going beyond just corporate finance, Mayo/Lavelle's BASIC FINANCE: AN INTRODUCTION TO FINANCIAL INSTITUTIONS, INVESTMENTS, AND MANAGEMENT, 13E introduces the three primary aspects of finance and how they are interrelated -- giving readers a solid foundation in all aspects of finance. Each chapter offers a concise, modular treatment of one or two financial concepts or institutions that can be quickly covered. Hands-on problems, illustrations using financial calculators, and an appendix detailing how to use Excel help readers build on what they learn. The text introduces time value of money using numerical illustrations that employ equations, interest tables, and financial calculator keystrokes. Where appropriate, the 12th edition also includes self-help problems with answers so readers can test their ability to solve financial problems.