A respectable citizen trips on a store escalator. On cue, Cadillacs start disappearing from lots all over San Francisco, as a team of scam artists use pure criminal genius to do one California bank out of $1.3 million of Detroit's finest.

The bank hires Daniel Kearny Associates to get the cars back, and soon Kearny's team discover what they're up against: Gypsies. Dangerous charmers, they are one nation united in street crime. The escalator fall has mortally wounded their beloved King, and they're planning to attend his funeral Cadillac-style. And the action won't let up until both repo-men and Gypsies reach the dying Gypsy King - and the biggest scam of all.